Search
-
Don’t Gamble With Your Retirement
(Main Content/blog)
... than you are comfortable with. 3. What is my risk tolerance? Risk tolerance refers to an investor's ability to withstand market fluctuations without panicking. Financial advisors help clients determine ...
-
How to Protect Your Heirs from Strict New IRA Rules
(Main Content/blog)
... that adult children are often in their peak earning years—and thus in higher tax brackets—at the time they receive an inheritance. One way that IRA owners can help their heirs out is by converting their ...
-
Tax-Loss Selling is Losing its Luster
(Main Content/blog)
... strategy has become a victim of its own popularity. These days, the stocks that sold off in December are snapped up incredibly fast in January—often with the help of automated buying programs. The buying ...
-
We're Not Out of the Woods
(Main Content/blog)
... can provide good market perspective, help evaluate the strength of your portfolio and make sure you’re well positioned for when the market eventually does rebound. Don’t hesitate to reach out to us. ...
-
The Big Question: When Can I Retire?
(Main Content/blog)
... The real problem with retirement-savings rules of thumb is that they’re too general. There are some calculations that are helpful in getting started. Calculating your present income minus ...
-
Why You Should Be Invested Right Now
(Main Content/blog)
... and savings accounts. And while long-term investments in stocks and other assets may rise and fall in the short term, history shows over the long run they help investors beat inflation and earn enough ...
-
Here’s Why I’m a “No” on Annuities
(Main Content/blog)
... They provide that reliable stream of income over a specific period or for life. They can help provide financial stability during retirement, and help mitigate the risk of outliving your savings. But ...
-
“Sell in May Go Away” is Not the Way
(Main Content/blog)
... helped businesses. The possibility of a bank crisis still looms. And while it's hard to say what will happen, the Federal Reserve and U.S. government have proven again and again that they will step in ...
-
Improving Bond Yields and the Case for Rebalancing
(Main Content/blog)
... to help you achieve real-life goals on your individual timeline, without the risk of blowing up your portfolio. With fixed-income investments looking better than they have in years, this is a very good ...
-
How to Get Back into the Market
(Main Content/blog)
... the market gradually helps many investors overcome this kind of paralysis: If stocks go way up in the next month, you'll have made money. If they go down, you'll have limited your losses. Of all my clients, ...
-
Five Predictions for 2023
(Main Content/blog)
... help push inflation down: supply chains that are steadily recovering from their Covid-era slowdowns. Recovering supply chains are one reason lumber prices, for example, have fallen far from their record ...
-
Putting the Market’s Drama in Context
(Main Content/blog)
... to harvest in 2020 and 2021, but 2022 has provided plenty. Using them can help you keep more of what you earn from investing and from other sources. The market's poor performance in 2022 has hurt many ...
-
What the Crashes of Netflix and Facebook Tell Us
(Main Content/blog)
... high-flying stocks. The reasons for the fall of Netflix and Facebook—now called Meta-have to do with their growth prospects against a backdrop of rising interest rates. To help tame surging inflation, ...
-
Market Turmoil Brings Buying Opportunities
(Main Content/blog)
... watching. Russia has invaded its neighbor Ukraine, and the global economic sanctions against it are helping to drive up prices on commodities like gas and wheat, which in turn is driving inflation more ...
-
A Bad Time to Be Over-Diversified
(Main Content/blog)
You've heard of diversification: Spreading your investments around to avoid being over-exposed to any one type of asset. Done properly, diversification can help reduce the volatility of your portfolio ...
-
A Big Market Shift is Underway
(Main Content/blog)
The past several weeks has offered a good example of the effect that Federal Reserve decisions can have on the markets. With the central bank beginning to slow down the bond-buying that has helped support ...
-
Time to Make a Shopping List
(Main Content/blog)
... numerous corrections and crashes. Such an advisor can help you avoid self-sabotaging decisions and point you toward promising opportunities. Don't hesitate to reach out if you'd like to discuss your investments ...
-
How to Invest for Inflation
(Main Content/blog)
... First of all, inflation helps to explain why tech and other high-flying “growth” stocks have had a rough year. Rising inflation is seen as a headwind for stocks generally because it increases ...
-
Rising Inflation and Interest Rates: What to Do
(Main Content/blog)
... the Covid-19 vaccines are helping consumers return to their normal behavior, and because of the continuing, multi-trillion-dollar stimulus from the federal government. As consumer demand picks up, it's ...
-
Use Tax Planning to Grow Wealth Faster
(Main Content/blog)
... Both steps can save you a bundle in taxes. 2. Use your tax bracket. Pushing income off until next year may help you move down to a tax bracket where the capital-gains-tax rate is as low as 0%. Be sure ...