When most Americans think of investing, they think of the stock market—yet the bond market is far larger.

Bonds are simply IOUs, issued by companies and governments in exchange for a specified interest rate. Bonds can be attractive because they tend to rise and fall less sharply than stocks—and that means their prices may be less volatile. Certain bonds can provide a stable stream of income.

However, bonds have historically posted lower returns than stocks over the long term. And when interest rates rise, bond prices typically fall. Copeland Wealth Management has the expertise and experience to determine the role bonds might play in helping you meet your financial goals.